Mobile Banking :
- Experience the convenience of Vikas Bank's Mobile Banking with Immediate Payment Services.
- Transfer money instantly between banks anytime, anywhere.
- Our service is available, 24/7, 365 days a year, with no holidays.
- Enjoy seamless and quick money transfers with Vikas Souharda Co-operative Bank Ltd,.
Terms For Mobile Banking Through IMPS :
Vikas Souharda Co-operative Bank Ltd,. Screenshots Followed by :
To Register as a Remitter :
- Sign up for the mobile banking service offered by the bank.
- Obtain your Mobile Money Identifier (MMID) and MPIN from the bank.
- Download the mobile banking application (Make sure it is compatible with your mobile device) or use the SMS facility on your mobile phone.
To Register as a Beneficiary to Receive Money :
- Link your mobile number to your bank account.
- Obtain a 7-digit Mobile Money Identifier (MMID) from your bank.
- Share your mobile number and MMID with the person sending you money.
- Request the sender to remit the money using your mobile number and MMID.
- Check SMS indicating the credit to your account from the remitter.
To Send Money, Steps to be Followed :
- Log in to the application and select the IMPS menu from the IMPS options or use the SMS facility on your mobile phone if your bank supports IMPS via SMS.
- Obtain the beneficiary's mobile number and MMID.
- Enter the beneficiary's mobile number, beneficiary MMID, amount, and your MPIN to initiate the transfer.
- Wait for an SMS indicating the debit from your account and credit to the beneficiary's account.
- Make sure to note the transaction reference number for any future enquiries.
- Share your mobile number and MMID with the individual sending you money.
- Request the remitter to use your mobile number and MMID to transfer the money.
- Check for an SMS indicating the credit to your account from the sender.
- Note the transaction reference number for future reference.
Services Through Mobile Banking :
- Utility Bill Payments through Vikas Souharda Co-operative Bank Ltd Mobile Banking.
- View Statements.
- Request for a Cheque Book.
- IMPS Fund Transfers (Inter & Intra bank) with separate limits for inter and intra bank transactions at the account level.
- Transaction history.
- Beneficiary management.
- Account management.
- Transaction enquiries.
- Statement requests.
Safety Tips - Disclaimers :
E-mails requesting sensitive account information :
Dear Customer,
We are aware that fraudulent emails are being sent to customers of different banks, requesting them to update sensitive account information such as debit or credit card numbers, ATM card numbers, MPIN, ATM PINs, user IDs, passwords, etc. These emails may contain links to click on or direct customers to visit a website.
Please Note : Vikas Souharda Co-Operative Bank Ltd., does not request such information from its customers in any form. Therefore, please do not share this information even if you are requested. Vikas Souharda Co-operative Bank Ltd.,will NOT be responsible and liable for any losses arising from sharing your user IDs, passwords, cards, card numbers, or PINs with anyone, nor from their subsequent unauthorized use. We emphasize that Vikas Souharda Co-operative Bank Ltd., always acts with diligence, in good faith, and without any intent prejudicial to the interests of its customers.
