Unified Payment Interface (UPI) :
- Connect your Vikas bank account to a UPI platform of your choice.
- Discover an easy way to send and receive money using a Virtual Payment Address (VPA) or Mobile number without entering additional bank information.
How is it unique?
- You can transfer money instantly using your mobile device at any time, 24 hours a day, 7 days a week, and 365 days a year.
- A single mobile application for accessing different bank accounts.
- Single click, 2 factor authentication is aligned with regulatory guidelines, yet provides a seamless single click payment feature.
- Virtual address for Pull & Push provides extra security without requiring sensitive details such as card number, account number or IFSC.
- Splitting the bill with friends.
- The best solution to avoid cash on delivery inconvenience, ATM runs or exact change hassle.
- Make payments to merchants using a single application or through in-app payments. Utility bill payments, over the counter payments, and barcode (Scan and pay) based payments.
- Donations, collections and disbursements are scalable.
- Raising a complaint directly from the mobile app.
- Profile view.
